Friday, August 28, 2009

Great Health Care...

We're being told that health care is a "right".
Let's get clear on this term, "right". A "right" is something given to you by your government and can easily be taken away. Just look at the many "rights" that you've lost in your lifetime, so far.

First of all, everyone has access to health care in this country. It doesn't matter how poor one is, they will still get health care at any hospital or clinic.

Next, let's consider what medical insurance is really about. Medical insurance is to protect you from a major or catastrophic expense regarding your health. It is not there for the day-to-day events such as a small cut or scrape, a common cold, a hangnail, etc.
My home insurance doesn't cover the little things like a light bulb burning out, a dripping faucet, a crack in the driveway, etc. My car insurance doesn't cover a flat tire, a broken fan belt, a burnt out tail light, etc.

The reason that medical insurance is so expensive is that it is being abused by a population that runs to their doctor for every little thing, be it real or imagined. I see emergency rooms filled with people that only need an aspirin or a little neosporin. Yet, these emergency rooms are filled with both the insured as well as the uninsured.
We already have a government run health care system that everyone goes on by age 65...it's called Medicare. The states also have Medicaid for the poor. As we all know, these government run systems are not only abused by the public but the amount of fraud is tremendous. These systems, if run privately would not be in the financial straights that they're in, being run by our inept government.

By the way; where in the Constitution does it say that the government is responsible for our health care ?

The problem is not the lack of medical care for everyone; everyone already has 100% medical care. The problem is the cost of health care. The ever climbing costs can be minimized if the health care industry was as well regulated as the car insurance industry is. All that has to be done is that caps need to be put on how much an insurer can charge just like auto insurance is (in many states). There is no need for these insurance companies to be building empires. They need to operate as a business.
Granted, the insurance companies first obligation is to their stockholders. However, does that justify their huge operating costs ? No it doesn't...the larger the health care insurance company, the larger their gyms and swimming pools are. It is said that the symbol of an insurance company is the crane. Not the bird, the construction crane; as they build bigger, more elaborate buildings to house their inflated population of workers. Look at the salaries of people in the insurance industry from the CEO down to the cleaning crew. Just the administrative costs alone account for 30-40% of their income and with all the abuse and fraud, they still make huge profits.
Even hospitals are no longer run by medical professionals, they're run and managed by "bean counters" with MBAs. Health care is a business and should be run appropriately. If the government would just get out of their business (with the exception of price caps) and let these companies become more competitive, they would trim their "fat" and costs would go down.
Anyone voting for a government controlled health care plan should be removed from office immediately as they haven't a clue about our health care system.
As Obama wants us to be more like European countries, Congress is looking at emulating the health care systems of other industrialized nations. What they fail to see is that in all of these countries, their health care systems are economically breaking these countries without giving the medical care as good as we can get in this country. In addition, the taxes in these other countries are far grater than our taxes and yet they're still going broke.
We have great health care in the United States of America; and that is why, those than can afford to come here for it, do. There is no waiting for a procedure in this country (other than the wait for a donor match for a transplant). We even give free health care to illegal aliens as well as the homeless and the very poor.
Why would anyone in their right mind want to change our system. We just need to get the costs under control.

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