Health Care

Health care has become a major issue in this country. Obama and Congress are throwing around all kinds of plans for "National Health Care" which is "demotalk" for government run health care.
Under the present plans (Medicare and Medicaid), these systems are going broke.
One reason is the fraud being perpetuated in these systems. It has been said that as much as one third of the people collecting Social Security Disability payments are either not really qualified, illegal aliens (and their children) or totally fraudulent.
I know, it's inhumane to deny medical attention to any human being; but let's get real...between the illegal aliens and the freeloaders, medical clinics and hospital emergency rooms are going broke and closing down so that those of us that are being responsible have to pay for them in addition to paying our way also.
Medicaid is being depleted by both illegal aliens as well as people with minor complaints such as hangnails, minor scratches, etc. running to their clinics for anything regardless of its severity.
Medicare is being abused by the elderly that continually go to their doctor for no other reason than they're lonely and want someone to talk to. They just make up symptoms.
So, to start, all of the waste, fraud and unqualified must be eliminated.
Next, every person must belong to a private insurance plan (mandatory) not to exceed 10% (per family member) of their gross income. You want more kids, then pay for them. This way, all of those people that are earning a wage will not be able to "skate by" by using free clinics instead of paying for their insurance. We all know people making over $100,000 a year that have no insurance...they'd rather buy an expensive car or a swimming pool than buy health insurance. Why should they buy health insurance when they can go to a free clinic or just lie about their income to get free medical care.
All HMOs and PPOs should be closed down and doctors should have the freedom to either have their own practices or form clinics with other doctors as corporations.
Of course, there is a segment of the population that either has no income or are children. These people should still be covered by Medicaid.
The government should allow a credit on your income taxes for the cost of this private insurance.
Anyone caught defrauding the system should (1) be denied any governmental help, (2) given a mandatory prison sentence of two years, and (3) a fine of up to $10,000 for each offense.
The benefit of this plan is:
(1) The medical profession now becomes competitive and doctors and their support (nurses, technicians, etc.) personnel's salaries can increase.
(2) People have more freedom (depending on the restrictions of the insurance company they buy from) to pick who, where and when for their medical needs.
(3) It helps minimize the "freeloaders" and cheaters, thus bringing overall costs down considerably.
(4) Most important is that the government won't be in control of our medical community so they can't screw it up like everything else that they control.
(5) Since so many more people will be enrolling in supplemental medical insurance, the cost of that insurance will come down.
(6) Medicaid and Medicare will not have as heavy a draw on their funds.

I realize that this plan needs some fine tuning, but in general it's a start in the right direction.