Social inSecurity

We keep getting told that the Social Security System is failing and will run out of money in the near future (2040). When President Roosevelt put this into effect, it was a very sound plan that would have gone on indefinitely. The original plan stated that it was a separate account that would not only never exceed 1% of a workers earnings , but would pay interest on that money.
So, what happened ? First, a liberal Democratic Congress took away the interest payments, then they started raising the amount to be taken from every workers wages, they then added the disabled and anyone over 65 to get payments regardless of whether they ever paid a cent into it; and the final blow came when it had grown so large that the liberal Congress could not contain themselves and moved all of the money into the "General Fund".
If they had just left it alone, it would have grown to such a huge amount that it might never have run out of money.
Another big problem is that less than 50% of the people collecting Social Security today, ever paid into it. Between the disabled, the widows, the illegal aliens, the legal aliens, the deceased and the cheats, over 50% of the checks that go out each month, go to these people.
I know that it sounds insensitive to deny the disabled and widows any payments...but what about people that lie on their application and get payments; or people that are collecting from a deceased member of their family that never was reported, or those that come into this country with their families (grandparents on down to infants) and are collecting payments ? Who is checking on the true eligibility of recipients ? No one !
Between Congress making changes and the loopholes being exploited; no wonder it's almost out of money. The solution is very simple. Just put back all of the money (less what's been paid to recipients) in a separate fund, reduce the maximum deduction from paychecks to 5% and freeze it there and pay prime interest on the money borrowed from the fund. Then move the qualifying age up to 70 and freeze it there. Then, set up a qualifying system that has so much scrutiny in order to catch any fraud. Lastly, "grandfather" those that are receiving payments but as of a certain date, no one that hasn't contributed shall be eligible to receive any payments.
If this is done, the system will be sound forever.
Write to your representatives in Washington and insist that the Social Security System be RESTORED, not "fixed".